Now that the U.S. has regained its job-creation mojo, as the October employment report showed, the demand for housing is only going to grow.

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When Should I Lock in My Mortgage Rate?

Friday, November 13th, 2015

A mortgage rate lock could help you save some money on the total cost of your home. A lock is essentially an agreement that says a lender will charge a specific rate and price on the mortgage for a specified period of time while a borrower gets ready to close.

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Selling your home in the winter is hard enough without snow.

Add some frozen tundra or gray-brown slush, and you might be tempted to put that “For Sale” sign away until spring, when budding flowers and lush lawns entice buyers on their own. But waiting isn’t an option for everyone. If a job transfer or family circumstances have you on a tight timeline, you might be stuck trudging through the wintertime sell.

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