Homeowners usually see their payment to their home insurance company as a necessary evil. The coverage they offer helps protect your home, belongings, and investment, but those payments can hit your wallet hard.

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If you're a homeowner, you already know that keeping your property in tiptop shape requires dedication and patience for ongoing maintenance. But what if you've put your home on the market, or even accepted an offer? Perhaps you're thinking: Not my problem anymore.

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Nothing can take away the thrill of finally moving into a new home quite as quickly as discovering that something you love was damaged in the process. What's even worse? If it's something you love that's also very expensive to repair or replace.

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6 Reasons You Should Never Buy or Sell a Home Without an Agent

Wednesday, December 27th, 2017
Rachel Stults

It's a slow Sunday morning. You've just brewed your Nespresso and popped open your laptop to check out the latest home listings before you hit the road for a day of open houses.

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The short sale process can seem intimidating, yet getting a handle on the steps can make it a lot less scary—and help home sellers navigate a difficult financial situation without too much damage.

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Every successful home search begins with a wish list. Armed with your inventory of must-haves, you'll know how to focus your search and recognize a potential home that isn't worth your time.

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What is the difference between a short sale, pre-foreclosure, and foreclosure? If you're considering purchasing one of these kinds of properties, it's very important to understand what these terms mean and how the home's status could affect its sale.

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"Broom clean" condition: Such a quaint term, isn't it? Often spotted on real estate contracts or rental leases (along with its kissing cousin, "broom swept" condition), anyone who's moving out might wonder what it really means. In other words, how clean should you leave your place for the new inhabitants? More important, what happens if you don’t bother?

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What you need to get a mortgage is by no means obvious: Do you just show up at a bank with a checkbook and a smile? Hardly! Mortgages aren't handed out to just anyone, but require a lengthy screening process. Just so you know everything you need to bring to the table, here's a guide on how to please the lending gods so they deem you worthy of receiving a huge pile of cash...and what to do if you haven't covered these bases quite yet so you'll pass muster soon enough. Let's jump in! Here are the essentials:

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If you've found yourself unable to afford your mortgage payments, you're not alone. In fact, 3.2 million households find themselves in that position, according to Black Knight Financial Services. In the real estate world, many people refer to this as an underwater mortgage. So what does that all-too-common euphemism actually mean and what are your options?

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